PPF Calculator
NEWSee your estimated PPF maturity amount after 15 years of compound interest on your yearly deposit.
How to use PPF Calculator
Uses the current PPF rate of 7.1% p.a., a 15-year lock-in, and the ₹1,50,000/year contribution cap — returns are tax-free (EEE status).
- Enter your yearly deposit, up to the ₹1,50,000 annual cap.
- Your total invested amount, interest earned, and maturity value after 15 years are calculated automatically.
Frequently asked questions
What interest rate does this use?
7.1% per annum, which is the PPF rate at the time this tool was built. The actual government-notified PPF rate is revised quarterly, so check the current official rate if precision matters.
Why is my yearly investment capped at ₹1,50,000?
That's the maximum annual PPF contribution allowed by government rules — any amount you enter above that is automatically capped at ₹1,50,000 for the calculation.
Why is PPF described as 'tax-free (EEE)'?
PPF has Exempt-Exempt-Exempt tax status in India: your contribution is deductible, the interest earned is tax-free, and the maturity withdrawal is also tax-free — unlike FDs, where interest is taxable.
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