Loan Amortization Schedule
See every loan payment split into principal and interest, with the remaining balance month by month.
How to use Loan Amortization Schedule
- Enter the loan principal, interest rate and tenure in months.
- Your monthly EMI and total interest are calculated automatically.
- Scroll the month-by-month table to see each payment split into principal and interest, with the running balance.
Frequently asked questions
How is this different from the EMI Calculator?
The EMI Calculator gives you the summary numbers — monthly payment, total interest, total payment. This tool breaks that same loan down payment by payment, so you can see exactly how much of each installment goes to interest versus principal, and how your balance shrinks over time.
Why does the interest portion shrink over time even though the payment stays the same?
Interest is calculated on the remaining balance each month. As principal gets paid down, there's less balance to charge interest on, so more of each fixed payment goes toward principal as the loan matures.
Can I export the schedule?
Yes — the "Copy as CSV" button copies the full table (month, payment, principal, interest, balance) ready to paste into a spreadsheet.
Community
Loading...