Loan Amortization Schedule

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See the full month-by-month breakdown of principal, interest, and remaining balance for any loan.

Frequently asked questions

How is this different from the EMI Calculator?

The EMI Calculator gives you the summary numbers — monthly payment, total interest, total payment. This tool breaks that same loan down payment by payment, so you can see exactly how much of each installment goes to interest versus principal, and how your balance shrinks over time.

Why does the interest portion shrink over time even though the payment stays the same?

Interest is calculated on the remaining balance each month. As principal gets paid down, there's less balance to charge interest on, so more of each fixed payment goes toward principal as the loan matures.

Can I export the schedule?

Yes — the "Copy as CSV" button copies the full table (month, payment, principal, interest, balance) ready to paste into a spreadsheet.

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